Can a fraudster withdraw money from my Aadhaar linked bank account if he knows my Aadhaar number or has my Aadhaar card?
Just by knowing your Aadhaar number or Aadhaar linked bank account, no one can withdraw money from Aadhaar linked bank account.
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Just by knowing your Aadhaar number or Aadhaar linked bank account, no one can withdraw money from Aadhaar linked bank account.
23 Jun 2026
16 Jun 2026
16 Jun 2026
15 Jun 2026
19 May 2026
No. Just, by knowing your Aadhaar number, no one can harm you. To prove your identity, Aadhaar number is verfied/authenticated by agencies through various modes as prescribed under Aadhaar Act, 2016.
No, in this connection MeitY has issued detailed instructions to all Government Ministries/Departments vide office memorandum no 10(22)/2017-EG-II(VOL-1) dated 19.06.2023.
Aadhaar verification/authentication is governed by the sections of Aadhaar Act, 2016, under which the use case has been notified by the concerned Ministry/Department for providing services.
No. UIDAI does not have visibility of linking of your Aadhaar with any other services. Concern departments such as bank, income tax etc. do not share any information of Aadhaar number holder neither UIDAI stores any such informations.
Just by knowing your Aadhaar number or Aadhaar linked bank account, no one can withdraw money from Aadhaar linked bank account.
Please visit Aadhaar YouTube Channel and watch tutorial link on https://youtu.be/aVNfUNIccZs?si=ByW1O6BIPMwc0seL
Aadhaar number holder needs 'Adobe Reader' to view digitally verified e-Aadhaar. To install Adobe Reader in the System visit https://get.adobe.com/reader/
Password of eAadhaar is a combination of the first 4 letters of name in CAPITAL and the year of birth (YYYY).
For Example:
Example 1
Name: SURESH KUMAR
Year of Birth: 1990
Password: SURE1990
Example 2
Name: SAI KUMAR
Year of Birth: 1990
Password: SAIK1990
Example 3
Name: P. KUMAR
Year of Birth: 1990
Password: P.KU1990
Example 4
Name: RIA
Year of Birth: 1990
Password: RIA1990
Masked Aadhaar implies replacing of first 8 digits of Aadhaar number with “xxxx-xxxx” while only last 4 digits of the Aadhaar Number are visible.
OTP for downloading eAadhaar will be received on registered mobile number.
Aadhaar Number holder can download e-Aadhaar by visiting UIDAI's MyAadhaar portal - https://myaadhaar.uidai.gov.in/genricDownloadAadhaar/en or by using mAadhaar app for mobile phones.
As per Aadhaar Act, e-Aadhaar is equally valid like Physical Copy of Aadhaar for all purposes. For validity of eAadhaar, please visit UIDAI circular- https://uidai.gov.in/images/uidai_om_on_e_aadhaar_validity.pdf
e-Aadhaar is a password protected electronic copy of Aadhaar, digitally signed by UIDAI.
Public certificate for Digital signature validation can be downloaded from here.
Identity verification can simply be accomplished by providing an identity document like PAN card, Passport etc to the service provider. However, all these documents, which may be used for identification can still be forged and faked which may or may not be possible to verify offline instantaneously. The document verifier has no technological means to verify the authenticity of the document or the information it contains and has to trust the document producer. Whereas, the XML file generated by the Aadhaar number holder using Aadhaar Paperless Offline e-KYC is digitally signed document using UIDAI digital signature. Thus, the service provider can verify the demographic contents of the file and certify it to be authentic when doing the offline verification
Service Providers shall not share, publish or display either XML or Share Code or its contents with anyone else. Any non-compliance of these actions shall invite actions under Sections 29(2), 29 (3), 29(4) and 37 of The Aadhaar Act, 2016 (as amended) and sub regulation 1A of regulation 25, regulation 14A of The Aadhaar (Authentication and Offline Verification) Regulation, 2021 and regulation 6 and 7 of The Aadhaar (Sharing of Information) Regulation, 2016.
The process of Aadhaar Offline e-KYC Verification by Service Provider is:
Mobile Number:
Hashing logic: Sha256(Sha256(Mobile+ShareCode))*number of times of last digit of Aadhaar Number
Example :
Mobile number: 9800000002
Aadhaar Number: 123412341234
Share Code: Abc@123
Sha256(Sha256(9800000002+ Abc@123))*4
In case if Aadhaar Number ends with Zero or 1 (123412341230/1) it will be hashed one time.
Sha256(Sha256(9800000002+ Abc@123))*1
Email Address:
Hashing Logic: This is a simple SHA256 hash of the email without any salt

Aadhaar number holders can share the XML ZIP file along with the Share Code to the service provider as per their mutual convenience.
Any Aadhaar number holder who desires to establish his/her identity to any service provider (OVSE) using digitally signed XML downloaded from UIDAI website can be a user of this service. The service provider should have provisions of providing this Aadhaar Paperless Offline e-KYC at their facility and do the offline verification
The process of generating Aadhaar Offline e-KYC is explained below:
• Go to URL https://myaadhaar.uidai.gov.in/offline-ekyc
• Enter ‘Aadhaar Number’ or ‘VID’ and enter mentioned ‘Security Code’ in screen, then click on ‘Send OTP’. The OTP will be sent to the registered Mobile Number for the given Aadhaar number or VID. OTP will be available on m-Aadhaar mobile Application of UIDAI. Enter the OTP received. Enter a Share Code which be the password for the ZIP file and click on ‘Download’ button
• The Zip file containing the digitally signed XML will be downloaded to device wherein the above mentioned steps have been performed.
The Offline Aadhaar XML can also be downloaded from mAadhaar app.
It is a secure sharable document which can be used by any Aadhaar number holder for offline verification of Identification.
An Aadhaar number holder desirous of using this facility shall generate his/her digitally signed Offline XML by accessing UIDAI website. The Offline XML will contain Name, Address, Photo, Gender, DOB, hash of registered Mobile Number, hash of registered Email Address and reference id which contains last 4 digits of Aadhaar Number followed by time stamp. It will provide Offline Aadhaar Verification facility to service providers/Offline Verification Seeking Entity (OVSE) without the need to collect or store Aadhaar number.
collaborate[at]uidai[dot]net[dot]in
Unique Identification Authority of India
Government of India (GoI)
Bangla Sahib Road, Behind Kali Mandir, Gole Market,
New Delhi - 110001
UIDAI Regional Office, Hyderabad
6th Floor, East Block, Swarna Jayanthi Complex, Beside Maitrivanam, Ameerpet Hyderabad-500 038, Telangana State
UIDAI Regional Office, Hyderabad
6th Floor, East Block, Swarna Jayanthi Complex, Beside Maitrivanam, Ameerpet Hyderabad-500 038, Telangana State
UIDAI Regional Office, Guwahati
Block-V, First Floor, HOUSEFED Complex, Beltola-Basistha Road, Dispur, Guwahati - 781 006
UIDAI Regional Office, Guwahati
Block-V, First Floor, HOUSEFED Complex, Beltola-Basistha Road, Dispur, Guwahati - 781 006
UIDAI Regional Office, Ranchi
1st Floor, JIADA Central Office Building, Namkum Industrial Area,Near STPI Lowadih, Ranchi - 834 010
UIDAI Regional Office, Chandigarh
SCO 95-98, Ground and Second Floor , Sector 17- B, Chandigarh 160017
UIDAI Regional Office, Hyderabad
6th Floor, East Block, Swarna Jayanthi Complex, Beside Maitrivanam, Ameerpet Hyderabad-500 038, Telangana State
UIDAI Regional Office, Mumbai
7th Floor, MTNL Exchange, GD Somani Marg, Cuff Parade, Colaba, Mumbai - 400 005
UIDAI Regional Office, Mumbai
7th Floor, MTNL Exchange, GD Somani Marg, Cuff Parade, Colaba, Mumbai - 400 005
UIDAI Regional Office, Delhi
Ground Floor, Supreme Court Metro Station, Pragati Maidan, New Delhi-110001
UIDAI Regional Office, Mumbai
7th Floor, MTNL Exchange, GD Somani Marg, Cuff Parade, Colaba, Mumbai - 400 005
UIDAI Regional Office, Mumbai
7th Floor, MTNL Exchange, GD Somani Marg, Cuff Parade, Colaba, Mumbai - 400 005
UIDAI Regional Office, Chandigarh
SCO 95-98, Ground and Second Floor , Sector 17- B, Chandigarh 160017
UIDAI Regional Office, Chandigarh
SCO 95-98, Ground and Second Floor , Sector 17- B, Chandigarh 160017
UIDAI Regional Office, Chandigarh
SCO 95-98, Ground and Second Floor , Sector 17- B, Chandigarh 160017
UIDAI Regional Office, Ranchi
1st Floor, JIADA Central Office Building, Namkum Industrial Area,Near STPI Lowadih, Ranchi - 834 010
UIDAI Regional Office, Bengaluru
Khanija Bhavan, No. 49, 3rd Floor, South Wing Race Course Road, Bengaluru - 560001
UIDAI Regional Office, Bengaluru
Khanija Bhavan, No. 49, 3rd Floor, South Wing Race Course Road, Bengaluru - 560001
UIDAI Regional Office, Bengaluru
Khanija Bhavan, No. 49, 3rd Floor, South Wing Race Course Road, Bengaluru - 560001
UIDAI Regional Office, Delhi
Ground Floor, Supreme Court Metro Station, Pragati Maidan, New Delhi-110001
UIDAI Regional Office, Mumbai
7th Floor, MTNL Exchange, GD Somani Marg, Cuff Parade, Colaba, Mumbai - 400 005
UIDAI Regional Office, Guwahati
Block-V, First Floor, HOUSEFED Complex, Beltola-Basistha Road, Dispur, Guwahati - 781 006
UIDAI Regional Office, Guwahati
Block-V, First Floor, HOUSEFED Complex, Beltola-Basistha Road, Dispur, Guwahati - 781 006
UIDAI Regional Office, Guwahati
Block-V, First Floor, HOUSEFED Complex, Beltola-Basistha Road, Dispur, Guwahati - 781 006
UIDAI Regional Office, Guwahati
Block-V, First Floor, HOUSEFED Complex, Beltola-Basistha Road, Dispur, Guwahati - 781 006
UIDAI Regional Office, Hyderabad
6th Floor, East Block, Swarna Jayanthi Complex, Beside Maitrivanam, Ameerpet Hyderabad-500 038, Telangana State
UIDAI Regional Office, Bengaluru
Khanija Bhavan, No. 49, 3rd Floor, South Wing Race Course Road, Bengaluru - 560001
UIDAI Regional Office, Chandigarh
SCO 95-98, Ground and Second Floor , Sector 17- B, Chandigarh 160017
UIDAI Regional Office, Delhi
Ground Floor, Supreme Court Metro Station, Pragati Maidan, New Delhi-110001
UIDAI Regional Office, Guwahati
Block-V, First Floor, HOUSEFED Complex, Beltola-Basistha Road, Dispur, Guwahati - 781 006
UIDAI Regional Office, Bengaluru
Khanija Bhavan, No. 49, 3rd Floor, South Wing Race Course Road, Bengaluru - 560001
UIDAI Regional Office, Hyderabad
6th Floor, East Block, Swarna Jayanthi Complex, Beside Maitrivanam, Ameerpet Hyderabad-500 038, Telangana State
UIDAI Regional Office, Guwahati
Block-V, First Floor, HOUSEFED Complex, Beltola-Basistha Road, Dispur, Guwahati - 781 006
UIDAI Regional Office, Lucknow
3rd Floor, Uttar Pradesh Samaj Kalyan Nirman Nigam Building, TC-46/ V,Vibhuti Khand, Gomti Nagar, Lucknow- 226 010
UIDAI Regional Office, Delhi
Ground Floor, Supreme Court Metro Station, Pragati Maidan, New Delhi-110001
UIDAI Regional Office, Ranchi
1st Floor, JIADA Central Office Building, Namkum Industrial Area,Near STPI Lowadih, Ranchi - 834 010